MZJC Limited

Cookie Policy

24th May 2018

Background:

MZJC Limited (brand owner of ‘Money Smart’) understands that your privacy is important to you and that you care about how your information is used and shared online. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law.

This Policy applies to Our use of any and all data collected by us from cookies when you make use of Our Site. Please read this Cookie Policy carefully and ensure that you understand it. Our Cookie policy falls within Our Privacy Policy which should be accepted by you upon your first use of Our Site AND when signing up for an Account. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.

  1. Definitions and Interpretation

In this Policy the following terms shall have the following meanings:

“Account” means an account required to access and/or use certain areas and features of Our Site;
“Our Site” means this website, www.moneysmartstore.com

 

“UK and EU Cookie Law” means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended in 2004, 2011 and 2015; and
“We/Us/Our” means MZJC Limited, brand owner of Money Smart is a limited company registered in England under 09467622 in Companies House, whose registered address is 27 Old Gloucester Street LONDON WC1N 3AX.
  1. Information About Us
  • Our Site, www.moneysmartstore.com is owned and operated by MZJC Limited, a limited company registered in England under 09467622 in Companies House, whose registered address is 27 Old Gloucester Street LONDON WC1N 3AX. Our VAT number is GB258947447.
  • Our data protection officer is Marisa Zappatore who can be contacted at [email protected]
  1. What Cookies Do We Use and What For?

When you visit or interact with our site, services, tools or messaging, we or our authorised service providers may use cookies, web beacons, and other similar technologies for storing information to help provide you with a better, faster, and safer experience, and for advertising purposes.

Our cookies and similar technologies have different functions. We use cookies and similar technologies that only remain on your device for as long as you keep your browser active (session) and cookies and similar technologies that remain on your device for a longer period (persistent). You’re free to block, delete, or disable these technologies if your device allows this.

Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. They are either necessary for the functioning of our services, help us improve our performance, give you extra functionalities, or help us to serve you relevant and targeted ads.

By using Our Site you may also receive certain third party Cookies on your computer or device. Third party Cookies are those placed by websites, site operations, services, applications, advertisements and tools. We use some authorised service providers to help us to serve you relevant ads on our services and other places on the internet. These service providers may also place cookies on your device via our services (third party cookies). They may also collect information that helps them identify your device, such as IP-address, or other unique or device identifiers. All Cookies used by and on Our Site are used in accordance with current English and EU Cookie Law.

These service providers may use these technologies to help us deliver content and advertising, and compile anonymous site metrics and analytics. These service providers are subject to confidentiality agreements with us and other legal restrictions on their use or collection of any personal information.

  1. Your choice and our use of cookies

4.1 Before any Cookies are placed on your computer or device, you will be shown a banner message on any page you first visit requesting your explicit consent to set those Cookies. You will also have access to see all cookies that are currently being used on our website and choose accordingly. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies to ensure the fully functioning of our Website and block third party Cookies.

4.2 Certain features of Our Site depend on Cookies to function. UK and EU Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown within the ‘privacy preferences’ in the cookie banner you first accessed and that are also detailed in the table below. There are other types of cookies such as ‘Analytics’ to improve performance of the products and services we deliver, ‘Functionality’ e.g. to track your preferred products on your wishlist or past items viewed, ‘Marketing’ e.g. to deliver content including ads relevant to your interests, on our sites or on third party sites.

4.3 Your consent will not be sought to place ‘strictly necessary’ Cookies as these are needed for the proper functioning of our Website. You may still block these Cookies by changing your internet browser’s settings but please be aware that Our Site may not work as intended if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them. You will be able to disable the other types of cookies used in our cookie banner when you first access any page of our Website or by doing so on your browser.

The following first party Cookies may be placed on your computer or device:

Name of cookiePurposeType
wc_fragments_#WooCommerce cookies used to ensure shopping cart functionalityStrictly necessary
Session
__cfduidUsed by the content network, Cloudflare, to identify trusted web traffic.Strictly necessary
1 year
CookieConsentStores the user's cookie consent state for the current domain.Strictly necessary
1 year
woocommerce_cart_hashContains information about the cart as a whole and helps WooCommerce know when the cart data changes.Strictly necessary
Session
wordpress_logged_inRemembers last login in WordPress.Strictly necessary
Session
wordpress_test_cookieTests if cookies are enabled in the browserStrictly necessary
Session
wp_woocommerce_session_#Contains a unique code for each customer so that it knows where to find the cart data in the database for each customer. No personal information is stored within the cookie.Strictly necessary
Session
wordpress_logged_inRemembers last login in WordPress.Strictly necessary
Session
wordpress_secThis is a functional cookie that allows users to remain logged into the site. Without this cookie users would be unable to log into the site or remain logged in once they are logged in.Functional
Session
gdpr[allowed_cookies]Track users cookie usage consent.Strictly necessary
1 year
gdpr[consent_type]Track users data privacy consent.Strictly necessary
1 year
wp-settings-WordPress also sets a few wp-settings-[UID] cookies.
The number on the end is your individual user ID from the users database table.
This is used to customize your view of admin interface, and possibly also the main site interface.
Strictly necessary
1 year
wp-settings-time-WordPress also sets a few wp-settings-{time}-[UID] cookies.Strictly necessary
1 year
_distilleryTracking user behaviour in videos.Strictly necessary
1 year
yith_wcwl_productsStrictly necessary
Session

and the following third party Cookies may be placed on your computer or device:

Name of CookiePurposeType
FrUsed by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers.Marketing
3 months
PREFRegisters a unique ID that is used by Google to keep statistics of how the visitor uses YouTube videos across different websites.Marketing
8 months
r/collectDoubleclick.net by Google. Collects data to measure efficiency of viewed or clicked ads and shows targeted ads.Marketing
Session
trThis is used for conversion tracking purposes and Facebook remarketing.Marketing
Session
VISITOR_INFO1_LIVEYouTube: Tries to estimate the users' bandwidth on pages with integrated YouTube videos.Marketing
179 days
YSCYouTube: Registers a unique ID to keep statistics of what videos from YouTube the user has seen.Marketing
Session
_gaGoogle Analytics: Registers a unique ID that is used to generate statistical data on how the visitor uses the website.Statistics
2 years
_gatGoogle Analytics: Used by Google Analytics to throttle request rate.Statistics
10 minutes
_gidGoogle Analytics: Registers a unique ID that is used to generate statistical data on how the visitor uses the website.Statistics
24 hours
__atuvcThis cookie is associated with the AddThis social sharing widget. This widget is commonly embedded in websites to enable visitors to share content with a range of networking and sharing platforms. It stores an updated page share count.Statistics
2 years
APISIDUsed by Google to store user preferences and information of Google maps.Strictly necessary
Session
LOGIN_INFOThis cookie is used to play YouTube videos embedded on the website.Strictly necessary
2 years
HSIDThis cookie contains digitally signed and encrypted records of a user’s Google account ID and most recent sign-in time (Only for Google Chrome users).Strictly necessary
2 years
NIDRegisters a unique ID that identifies a returning user's device. The ID is used for targeted ads.Strictly necessary
6 months
SAPSIDUsed by Google to store user preferences and information of Google mapsStrictly necessary
2 years
SIDThis cookie contains digitally signed and encrypted records of a user’s Google account ID and most recent sign-in time (Only for Google Chrome users).Strictly necessary
2 years
SSIDUsed by Google to store user preferences and information of Google mapsStrictly necessary
2 years

4.4 Our Site uses analytics services provided by Google Analytics and Facebook pixel. Website analytics refers to a set of tools used to collect and analyse usage statistics where personal data is anonymised, enabling Us to better understand how people use Our Site. This, in turn, enables Us to improve Our Site and the products and services offered through it. You do not have to allow Us to use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you. In these cases, Google and Facebook are the data controllers, therefore, the handling of any personal data collected will follow their own privacy and cookies policies.

4.5 You may encounter cookies and tracking technologies from our third-party service providers, including but not limited to (1) Facebook to provide advertising services through Facebook’s advertising and marketing platforms (e.g., Audience Network, Website Custom Audiences) and other social networking plug-ins or marketing tools, and (2) Google to provide advertising services through Google’s advertising and marketing platforms (e.g., Adwords). Facebook and Google will may use the personal information that they have collected about you on our sites pursuant to their own privacy policies:

Facebook Data Policy: https://www.facebook.com/privacy/explanation

Google Privacy Policy: https://www.google.com/intl/en/policies/privacy/

4.6 You can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third-party cookies. By default, most internet browsers accept Cookies, but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

4.7  You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.

It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.